Business liability insurance in Estonia

Business liability insurance protects you in situations where your company’s activities accidentally cause damage to a client or a third party. For example, a pipe starts leaking during repair work, a tool falls onto a client’s car, or a mistake is made in the service you provided.

With this form you will get a quote that takes into account:

the limit of indemnity you need (32 000 €, 64 000 €, 128 000 € or 500 000 €)
a suitable deductible (640 €, 1600 €, 3200 € or 6400 €)
the territory where the insurance is valid (Estonia, the European Union or wider)
your company’s field of activity, risk details and claims history

The insurance is designed for companies registered and operating in Estonia. Fill in the form below to receive a business liability insurance quote. If you already have a completed official insurance application, you can conveniently upload it at the end of the form. Anna-Liisa, who advises you as a partner of the Estonian insurance brokerage NB Kindlustusmaakler, will reply to your inquiry. The service is completely free for you.

Who we can help
Estonian insurers cover companies that actually operate in Estonia. If your company is registered in Estonia (for example through e-Residency) but your clients, team and activities are in other countries, Estonian insurers will not offer cover and we are unable to help. In that case please contact a broker in the country where your business operates (UK: biba.org.uk/find-insurance, Spain: mediadores.info).

Please also note that professional indemnity (cover for a client’s purely financial loss caused by an error in consulting, IT or similar services) is currently not available from Estonian insurers. Business liability insurance covers injury to persons and damage to property.

Policyholder

Business name*

Estonian company registry code*

We use the registry code only to look the company up in the Estonian business register and to prepare your quote.

Address*

Date the company started its business activities*

Insurance

Limit of indemnity in euros*

Deductible in euros*

Territory of insurance*

How would you like to pay the premium?

Company property (optional)

Would you also like a quote for company property (machinery, equipment, goods)?

Risk details

If the company started trading this year, give your expected turnover.

Share of your turnover from clients located in Estonia*

If your company has no clients or activity in Estonia, Estonian insurers will not offer cover, please see the note above the form.

Do you use subcontractors?*

Does the company have activities, representations or branches outside Estonia?*

Is the company a member of a professional association?*

Do you operate in rented premises?

Previous insurance and claims

Are you aware of any claim, or of circumstances that might lead to a claim?*

Completed official application (optional)

If you already have a completed insurance application form, you can attach it here:

I agree that my data is used to prepare an insurance quote.