Business property insurance can protect your office, shop, warehouse or other premises, and the property inside them, against fire, water damage, burglary, storm and other risks. The word “can” matters here: the protection applies exactly to the risks you have chosen in the contract. If you insure your office only against storms, a burglary will not be compensated. That is exactly why it is worth choosing the covers together with a broker, who helps you think through which risks genuinely threaten your property.
Why do you really need it? Because one burst pipe, fire or break-in can destroy in a moment what you have built for years. If your office or warehouse is unusable for a month, the fixed costs and salaries keep running while the income stops. Insurance will not prevent the accident, but it will prevent the accident from becoming the end of your company.
Send us the form and we will find you the best offers from the insurers operating in Estonia and email you a comparison to review. The service is completely free for you. Anna-Liisa, who advises you as a partner of the Estonian insurance brokerage NB Kindlustusmaakler, will be in touch. The same form works for both business and home properties located in Estonia, and we use your data only to prepare the quote.